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The lower and middle classes don’t understand investment and savings the way the upper class and their attorneys and financial advisers do. They know nothing about diversifying their portfolios with various investments to protect them from change, crises, and disasters. Employers present 401(k)s as being better than they are, probably out of both ignorance, and greed. It’s business as usual; the creatures at the bottom of the food chain are almost always the first to feel the effects of problems in the ecosystem…More on Retirement Read the Article at HuffingtonPost
